Billie GmbH

Redefining B2B Payments

Billie is a Berlin-based fintech startup focused on upgrading the operating system of B2B payments. Founded in 2016 by the team behind Zencap, Billie has raised over $148 million, including a $100 million Series C led by Dawn Capital that valued the company at roughly $640 million. The company's core product is a Buy Now, Pay Later (BNPL) solution tailored specifically for business-to-business transactions, allowing SMEs to optimize their working capital management through digitized factoring and seamless checkout experiences.

A Culture of Bold Innovation

Billie's culture is built around three core pillars: being pioneers, creating impact, and remaining human-centered. Employees are encouraged to challenge the status quo and act boldly to redefine the B2B payment industry. The team values agility, testing new approaches, and learning from mistakes quickly. It's a highly collaborative environment where stamina and mutual support are essential for breaking new ground in the fintech space. With over 40 nationalities represented, the team thrives on diverse perspectives and a shared vision of simplifying business purchases.

What You'll Actually Do

Working at Billie means engaging with a highly scalable tech platform and proprietary machine-learning risk models. For engineering and data roles, the day-to-day involves building robust, automated solutions rather than just patching legacy systems. Data scientists, for instance, focus heavily on fraud prevention and decision engine logic, utilizing Python, SQL, and advanced ML techniques. Product and business teams work closely to ensure the checkout solutions are elegant and meet the complex needs of B2B buyers. The environment is fast-paced, deeply technical, and directly impacts the company's bottom line.

Compensation & Benefits

While specific public salary data for Billie is limited, mid-level tech roles in Berlin typically see competitive compensation. Billie offers a comprehensive benefits package that includes a Virtual Shares Incentive Program, 30 days of vacation, and a hybrid work model allowing up to 3 days of remote work per week. Additional perks include a yearly development budget, free German classes, and the "Catch a Ride with Billie" program for subsidized public transport. Sabbatical opportunities and extra child sickness leave further highlight their commitment to work-life balance.

The Interview Process

Billie's interview process is designed to assess both technical excellence and cultural fit. For technical roles like Data Scientists, candidates can expect an initial screening followed by deep-dive technical interviews covering ML models, Python/SQL proficiency, and system architecture. Behavioral rounds focus on problem-solving capabilities and the ability to translate complex business challenges into scalable technical requirements. The process is thorough, emphasizing cross-functional collaboration and communication skills.

Why Join / Why Not

Why Join: If you are passionate about deep-tech and want to build financial products from the ground up, Billie offers a fertile ground. The company's strong funding, innovative product-market fit in the B2B BNPL space, and inclusive, multicultural environment make it an attractive destination for ambitious professionals looking to make a tangible impact.

Why Not: The high-transaction, fast-paced nature of a scaling fintech startup isn't for everyone. Those who prefer highly structured, predictable corporate environments or are averse to the constant iteration and agile methodologies inherent in startup life might find the pace challenging. Additionally, as a Berlin-based company, the primary hub is localized, which may not suit those seeking fully remote global roles.